Privacy Policy
A LEGAL DISCLAIMER
We believe that you deserve the utmost respect when it comes to the privacy of your personal information. As you use our services, we want to be clear on how we are using information and the ways in which we protect your privacy and personal information.
This Privacy Policy addresses the financial and personal information we collect, how we use it, and the choices made regarding the collection and use of this information.
PERSONAL INFORMATION
We collect the necessary personal information from you and any related parties to properly process your requests in line with the legal requirements and the information needed you use our services. When we say “personal information,” we mean information that specifically identifies you.
We collect this information in a number of ways. You are asked to provide personal information to us while submitting loan applications, registering to use our Website, discussing your application with us, providing feedback to us, or transferring funds when using our services. Examples of personal information include:
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Your Name
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Your Address
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Telephone Number
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Email Address
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Employment Information
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Salary Information
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Asset Information
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Guarantor Information
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Contact Information
SHARING YOUR PERSONAL INFORMATION
We do not sell or rent your personal information to anyone. We may share your information with our collection agencies if we have to employ a third party service to reclaim debts as needed. When Regions Financial Services shares your personal information with third party service providers who perform functions on our behalf, we require the security and confidentiality of your information, as well as limiting their use of the information to reasonably and necessarily to carry out their work with us and comply with applicable laws and regulations.
DATA PROTECTION
Jamaica's Data Protection Act, 2020 (DPA) establishes the legal framework for safeguarding personal data and protecting the privacy rights of individuals. It mandates that we, as a data controller, handle your information responsibly by adhering to key principles such as fairness, purpose limitation, and data minimization. The DPA grants you, the data subject, specific rights, including the right to access your data, request corrections, and object to certain types of processing. We are obligated to protect your information with appropriate security measures, notify you and the Office of the Information Commissioner in the event of a data breach, and ensure that any international transfers of your data comply with the law. By complying with the DPA, we are committed to maintaining the confidentiality and integrity of your personal information.